Coalition ‘determined’ to address new flooding fears

Secretary of State for the Environment, Food and Rural Affairs, Caroline Spelman MP.
Secretary of State for the Environment, Food and Rural Affairs, Caroline Spelman MP.
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A TOP MP has promised the Government is doing all it can to ensure flood insurance remains an option for those at risk.

As reported, 232 homes and businesses in the Mablethorpe and Sutton parish are in the highest flood risk group, and may be uninsurable when the Statement of Principles agreement between the Government and the Association of British Insurers comes to an end next year.

Caroline Spelman MP, Secretary of State for the Environment, Food and Rural Affairs, has written to the area’s local MP Sir Peter Tapsell to address the new nationwide concerns.

Mrs Spelman said the country is ‘better prepared than ever’ to deal with major flooding, and is investing over £2 billion in protection over the next three years.

“Clearly the Government is determined to see flood insurance remain widely available,” she said.

“We are midway through negotiations with the industry to see how this can best be achieved.

But she conceded that the national taxpayer ‘cannot be expected to foot the entire bill’ for flood risk management.

The Statement of Principles agreement was introduced in 2000 as a stop-gap measure, subsiding insurance companies to offer cover to those at the highest end of the risk categories.

Mrs Spelman confirmed an announcement would be made on the new deal in the Spring.

Meanwhile Mablethorpe insurance broker, Insurelink, are championing an innovative new approach to flood cover. They believe they can help people on our coast by working with insurers to judge each property on its own merits, as opposed to ‘a post code lottery’.

They say that using local experience they can accept risks and use a ‘common sense approach’ to ensure cover for all.

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