A Louth man who was experiencing financial difficulties made a false claim to his insurance company for a burglary and theft of almost £7,000 worth of jewellery and other items, a court has been told.
Andrew Craven, 33, of Ramsgate, Louth admitted making a false claim on April 16 last year to Zurich Insurance for £6,752, when he appeared at Skegness Magistrates’ Court.
He had promised his family a holiday in France to try and make his marriage work but he didn’t have enough money so he decided to pull this scam.
Nick Todd, prosecuting, said that Craven made the false report to the police about a burglary at his home, alleging that five rings and passports had been stolen, and he also made a claim to his house insurance company and even spoke directly with the insurance assessor, saying that he believed his claim had been undervalued.
Mr Todd said that after Craven and his wife separated, she queried whether or not the claim had been paid and then told Zurich Insurance that he had ‘made the whole thing up’.
He said that the five rings had since been returned to her.
Mitigating, Saleem Khan said that Craven was employed as a sales executive and had had an ‘impeccable character’.
However, he said, ‘his marriage was on the rocks and he had got into a financial mess’.
“He had promised his family a holiday in France to try and make his marriage work but he didn’t have enough money so he decided to pull this scam,” he said.
Mr Khan said that at about the same time he had a nervous breakdown and was receiving treatment for that.
“Everything came to a head and this resulted,” he said. “He was not thinking clearly.”
He said Craven still had his job and he and his wife were getting back together.
Inviting the magistrates to fine Craven, he said that as he had a full time job, it would have the effect of his doing unpaid work, as he would be carrying out his normal work to pay off the fine.
The magistrates fined Craven £750 and ordered him to pay £85 in costs and a £75 victim surcharge.